Mortgage Info July 5, 2023

First Time Home buyer?…Don’t Let a Down Payment Stop you!

Our mortgage partner, Guaranteed Rate Affinity’s First Home Plus program helps first-time home buyers! Eligible buyers can get their first home with down payment options as low as 3%. Plus, you could get a lower interest rate* with a minimum credit score of 620!

If a down payment is holding you back, consider this the winning ticket you are looking for.

With improved pricing for first-time home buyers who meet income eligibility, this exciting product can help expand your home buying options with even lower down payment requirements than conventional and FHA loans.

Home Improvement Tips June 27, 2023

Summertime Safety Tips

 

When school lets out for the summer, kids will be heading outside more often to climb and swing on the playset, run around in the yard and splash in the pool. But regardless of the outdoor activity, make sure they always use sunscreen and stay hydrated. Of course, while summer is a great time for backyard fun, injuries can end the fun fast, so consider taking some simple steps to make your backyard safe for hours of endless entertainment.

Safeguard playsets

  • Make sure swing sets and other play equipment are on level ground and the legs are properly anchored with hardware that doesn’t pose a tripping or gouging hazard.
  • Inspect swing sets to ensure bolts and screws are secure and replace rusty parts.
  • Put wood chips, shredded rubber or other soft landing material underneath the set.
  • Ensure 6 feet of clearance on all sides and check that swings are at least 8 inches apart

By the pool

  • Make it a rule that an adult must be present whenever children are in or around the pool.
  • Install a fence that’s at least 4 feet high with a self-closing and self-latching gate.
  • Be sure drains are covered and your suction system has an automatic shutdown; suction entrapment can lead to drowning.
  • Make sure pool slides, stairs and diving boards are secure and in good condition.
  • Place pool chemicals in a secure area where kids and pets can’t access them.
  • Empty kiddie pools after every use.

In the yard

  • Be on the lookout for dead trees or branches that could fall and hurt someone
  • Fill in any holes that could cause tripping or a twisted ankle.
  • Scan your yard for poison ivy or oak and, if you find some, treat the area and alert kids to stay clear.

Guard the grill

  • Establish a 3-foot “kid-free zone” around the grill
  • Never leave a grill in use unattended
  • Place the grill well away from siding, deck railings and overhanging branches and a safe distance from lawn games, play areas and foot traffic.

By taking these steps you can ensure a safe summer for the kids.

Home Improvement Tips June 19, 2023

🌞 Embrace the Summer Vibes: Top Interior Design Trends for 2023 ☀️

As the sun-drenched season approaches, homeowners and design enthusiasts are seeking captivating ideas to revamp their living spaces. Get ready to transform your home into a haven with these sensational interior design trends of 2023. From vibrant hues and mesmerizing patterns to eco-friendly choices and organic elements, prepare for an awe-inspiring summer makeover.🎨 Burst of Boldness: Dive into a world of striking colors and daring combinations that breathe life into every room.🌿 Nature’s Embrace: Infuse your space with the serenity of nature using sustainable materials, eco-conscious furniture, and earthy textures.✨ Chic Minimalism: Embrace the simplicity of clean lines, uncluttered spaces, and curated essentials, radiating a sense of calm and sophistication.🌊 Coastal Escape: Channel the beachy vibes with nautical accents, breezy textiles, and coastal-inspired colors, transporting you to a seaside oasis.🌸 Floral Flourish: Let your home blossom with floral patterns, botanical prints, and lush greenery, bringing the beauty of nature indoors.🏡 Multifunctional Marvels: Discover the art of maximizing space with clever storage solutions, versatile furniture, and multi-purpose design elements.🌈 Eclectic Fusion: Unleash your creativity by blending different styles, textures, and eras, creating a harmonious tapestry of individuality.✅ Sustainable Serenity: Opt for eco-friendly materials, energy-efficient lighting, and sustainable decor, fostering a tranquil environment while caring for the planet.🔮 Mix and Match: Break free from convention by combining unexpected elements, textures, and colors, allowing your personality to shine through.🌟 Embark on a summer design adventure and let these captivating trends breathe new life into your cherished spaces. Embrace the season and make your home a true reflection of your style and spirit. ✨🏠

Mortgage Info June 15, 2023

RENT OR BUY?


🏡 Navigating the Housing Maze: Rent or Buy? 🤔In this dynamic housing market, the rent-or-buy dilemma has never been trickier. 💭💼 Remote work, soaring mortgage rates, rent hikes, and evolving lifestyles now play a vital role in this critical choice.⚖️ When it comes to the crucial touch points of renting vs. buying, you may have pondered some, but others might require a fresh perspective. Let’s break it down:💰 Financial factors to weigh.🌴 Lifestyle choices to consider.🎨 Personalization and customization perks.💎 Investing in your future self.🔍 Decisions like these shape our lives, so let’s dive in and make the best call for our dreams and aspirations. 🌟🏠


 

Home Improvement Tips June 8, 2023

The True Value of Homeownership

🏠🌟 June is National Homeownership Month! 🌟🏠Owning a home brings joy, belonging, and countless benefits to your life. From stability and personalization to building equity and creating a lasting legacy, homeownership is a game-changer. Join the celebration and discover why having a place to call your own is a dream worth achieving! Here are three ways owning your home can give you a sense of accomplishment, happiness, and pride.

1️⃣ Sense of Accomplishment: Buying your own home is a major milestone that reflects your hard work and financial success. It’s a tangible symbol of your achievements and a source of immense pride.

2️⃣ Happiness at Home: Owning your space brings immense joy. It’s a canvas for self-expression, where you can create memories, customize to your heart’s content, and truly make it your sanctuary. Homeownership fuels happiness!

3️⃣ Pride of Ownership: Having a home you can call your own fills you with a deep sense of pride. It’s an investment in yourself and your future. From maintaining its beauty to watching it appreciate in value, homeownership amplifies your pride!

Celebrate the empowerment that comes with owning a home and revel in the accomplishment, happiness, and pride it brings! 🎉🏡

Home Improvement Tips May 30, 2023

How To Buy A House in 2023

Navigate the real estate market with confidence! Buying a house is an exhilarating journey, regardless of the economic state. Before diving in, equip yourself with the knowledge of home buying. Understanding the intricacies empowers you to make informed decisions for your family and finances. Get ready to embark on an exciting adventure, and allow me to help guide you home!  ⭐🏠

1. Understand why you want to buy a house
2. Check your credit score
3. Save for a down payment
4. Create a housing budget
5. Shop for a mortgage
6. Hire a real estate agent
7. See multiple homes
8. Make an offer
9. Get a home inspection
10. Negotiate repairs and credits
11. Secure your financing
12. Do a final walk-through
13. Close on your house

Contact me with any questions you may have!
Mortgage Info May 23, 2023

7 Reasons To Hire ME As Your Realtor




When you're buying a home, here's how I can help.
1. Real Estate Agents act as an expert guide
2. Offer objective information and opinions
3. Give you expanded search power
4. Stand in your corner during negotiations
5. Ensure an up-to-date experience
6. Be your rock during emotional moments
7. Provide fair and ethical treatment
Home Improvement Tips May 17, 2023

How To Sell Your Home In Record Time

Get your home ready to sell with these easy home improvement tips! 1. Add a Fresh Coat of Paint2. Add Crown Molding3. Install New Hardware4. Stain the Floors5. Slap on Subway Tiles6. Update Ceiling Fans + Light Fixtures7. Paint the Kitchen Cabinets8. Update Bath Fixtures9. Spruce up your Front Yard10. Create a Pretty Patio

Landscaping May 11, 2023

How To Grow And Care For All The Roses In Your Garden

Roses can beautify any garden with their diverse shapes, sizes, and colors. With proper care and attention to soil, sunlight, pruning, and transplanting, even beginner gardeners can grow healthy roses.For more information on how to care for all the roses in your garden, check out this article: https://bit.ly/3LCnx76

Home Improvement Tips May 4, 2023

The Importance of Spring Cleaning

Tis the season for tidying and cleaning up your spaces!It’s no surprise that people currently have their annual cleaning routine on their minds, and according to a new survey by OnePoll, 72 percent of respondents said that it helps their well-being. In addition, 53 percent shared that it helps them feel more productive, while others explained that it helps them welcome the change in season.Nothing feels quite as satisfying as a clean home, don’t you agree?